iDEAL sounds a lot like Bancontact/Payconic in Belgium.
Which doesn’t do everything Paypal does either. Others have mentioned the buyer protection, but there’s also multiple payment methods you can link to it, subscription management, and one-click payments (where it also enters your address for shipping) - and crucially: available worldwide.
Your body language can indicate you’re formulating a response, which makes people less impatient.
On a call there’s no body language so if you don’t say anything for a bit people get annoyed.